Business Lending
Designed for You

Whether you need capital for expansion, improving cash flow, or funding acquisitions, Locality Bank provides business loans, SBA loans, lines of credit, and real estate financing to help your company grow.

Contact a Loan Specialist
Jay Flynn of Flynn Engineering
Flynn Engineering

Flynn Engineering

www.flynnengineering.com

How can we help you?

Buy a Business

Buy a Business

An SBA-backed loan from Locality Bank can help fund the purchase of a business or facilitate the growth and expansion of your current one. Contact a Locality Bank lending specialist to discuss the SBA lending options that may be available to you.

Contact a Lending Specialist  Learn More About SBA
Fund Working Capital and Improve Cash Flow

Fund Working Capital and Improve Cash Flow

A commercial line of credit from Locality Bank gives you access to funds when you need them. Since interest only accrues on the portion you use, you'll have the flexibility to seize growth opportunities and keep your business moving forward. Contact a Locality Bank lending specialist to discuss the lending options that may be available to you.

Contact a Lending Specialist
Purchase Equipment

Purchase Equipment

An equipment loan from Locality Bank can help you acquire essential machinery or technology—letting you invest in growth, improve efficiency, and boost productivity. Contact a Locality Bank lending specialist to discuss the lending options that may be available to you.

Contact a Lending Specialist
Fund a Renovation

Fund a Renovation

Oftentimes, a building needs renovations to suit your business needs. An owner-occupied commercial real estate loan from Locality Bank considers the increased value of your property after renovations, allowing you to borrow based on its future potential. Contact a Locality Bank lending specialist to discuss the lending options that may be available to you.

Contact a Lending Specialist
Buy Real Estate

Buy Real Estate

Tired of renting office space? An owner-occupied commercial real estate loan from Locality Bank can help finance the purchase of a building for your business. Through Locality's SBA program, you can purchase real estate with as little as 10% equity. Contact a Locality Bank lending specialist to discuss the real estate lending options that may be available to you.

Contact a Lending Specialist  Explore Investment Real Estate Loans
Construct a Building

Construct a Building

Looking to develop a building for your business? An owner-occupied construction loan can help finance ground-up construction or major building renovations. Contact a Locality Bank lending specialist to discuss the real estate lending options that may be available to you.

Contact a Lending Specialist

Support for Business Growth

Locality Bank is your partner in community and success, providing customized lending options and financial expertise to help your business thrive.

Commercial Lines of Credit

Optimize your business success with a line of credit you can tap into whenever you need it.

Term/Equipment Loans

Invest in your business—purchase essential machinery or technology and spread the cost over time.

Real Estate Loans

Purchase or renovate a property, or develop your own building with real estate lending options designed to meet your needs.

SBA Loans

Enjoy flexible financing options for any need, from everyday operations to major growth initiatives.

 
 

Trusted Expertise in Your Industry

From blueprints to boatyards, our banking experts are laser-focused on delivering help, hope, and industry expertise to local business owners.

  • Aviation MRO
  • Homeowners Associations
  • Commercial Real Estate
  • Hospitality & Tourism
  • Construction
  • Legal Services
  • Engineering & Architecture
  • Manufacturing & Distribution
  • Financial Services
  • Maritime
  • Healthcare
  • Staffing & Recruitment

Don’t see your industry listed?

Locality serves many industries – contact us to see how we can help your business grow.

Contact Us

SBA Lending Designed for You

At Locality, we understand the unique challenges faced by local businesses. Let us help you expand your business with a loan guaranteed by the Small Business Administration (SBA).

Learn More
Locality customer: Georgia Pig Barbecue
Georgia Pig Barbecue

Georgia Pig Barbecue

www.georgiapig.com

Benefits for your company

Speed
Quick onboarding and constant communication—so you can get back to business faster.

Service
Local decision-making and high-touch interactions that define our client experience.

Certainty of Execution
Count on us to get your loan done—and never leave you hanging.

Contact a Lending Specialist

It's time to grow your business.

Locality empowers local businesses to maximize their potential. If that's you, inquire about a loan today!

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