Dedicated to Maximizing
Your Potential

Locality helps local businesses and residents thrive through personal relationships and a digital-first, community banking experience that breeds success.

Open your account in minutes.

Get Started
The Locality Business Debit Card

Open an account with Locality and start a partnership where your success defines ours.

5.35% APY | 5.21% Rate

Limited Time 6-month CD Special: no withdrawal penalty, $5K min. opening balance with new money.

Learn More

3.75% APY | 3.68% Rate

Fuel your financial growth with a Money Market account from Locality.

Open Account

Grow your business.

Locality offers small business loans and lines of credit to finance your business needs.

Explore Business Loans

What Makes Locality Different?

With Locality Bank, you’re not just opening an account; you’re starting a partnership where your success defines ours.

Kind Words from Our Community

Tools That Help You Handle Business.

Effortlessly handle your finances with our enhanced digital tools—now featuring instant Locality transfers, simplified account management, and seamless record-keeping for the savvy business owner.

See Banking Options

Jay Flynn of Flynn EngineeringApp Component: transactions

Lending Options That Help You Grow.

From commercial real estate and construction loans to SBA financing, we offer short- and long-term lending options to take your business to the next level.

See Lending Options

Diadem Sports Pickleball Trucklending options

Why Locality?

Work with local financial experts who understand the nuances of your business and the communities we both serve.

About Us

Local Focus

After all, local is in our name. We started in Ft. Lauderdale, and we're committed to serving this community and beyond.

The Personal Touch

Our local banking experts understand that building relationships leads to both business and community success.

Success Together

Our banking is personalized to your story, ensuring a partnership where your growth fuels ours.

Here for

Locality is one part local banking and one part industry-leading technology, which means everything you want to do can happen from everywhere you want to go.