South Florida Locality by your side Local to Florida

Maximum Yield.
Local Relationships.

Deposit money into a Commercial Money Market account and build your balance for business growth.

Starting at

2.50

%
APY*

2.469% Rate


2.75% APY | 2.713% Rate on
balances $1 million and higher

Open a Business Account
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Join Locality and Bank Like a Local

technology and tools you need to understand and grow your business

Digital-First
 Banking

The technology and tools you need to grow your business.

Open an Account
personal relationships backed by comprehensive business financing experience

Local, Personal Relationships

Personal relationships backed by comprehensive business financing experience in your market.

Meet the Team
access to business lending that helps you get started or reach the next level

Shared Success for South Florida

Meet the local businesses that are maximizing their potential with Locality.

Watch the Video

Interested in opening a personal account to take advantage of these great rates?

Open a Personal Money Market Account

Important Rate and Account Information: Interest rates and yields are effective as per the date on this rate sheet. We may change an interest rate and APY on any variable rate account at any time without notice. Interest rate means an annual rate of interest paid on an account which does not reflect compounding.

*Annual Percentage Yield (APY): APY is based on interest compounding on the daily ledger balance and paid to the account monthly. $100 minimum deposit to open. $2,500 minimum balance to avoid monthly maintenance fee of $15. Regulation D Excessive Transaction Fees: Six withdrawals permitted per statement cycle, all transactions exceeding six will incur a $10 per transaction fee per month. View Rates.