Business Lending Designed for You
Whether you need capital for expansion, improving cash flow, or funding acquisitions, Locality Bank provides business loans, SBA loans, lines of credit, and real estate financing to help your company grow.
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How can we help you?
Buy a Business
An SBA-backed loan from Locality Bank can help fund the purchase of a business or facilitate the growth and expansion of your current one. Contact a Locality Bank lending specialist to discuss the SBA lending options that may be available to you.
Contact a Lending Specialist Learn More About SBA
Fund Working Capital and Improve Cash Flow
A commercial line of credit from Locality Bank gives you access to funds when you need them. Since interest only accrues on the portion you use, you'll have the flexibility to seize growth opportunities and keep your business moving forward. Contact a Locality Bank lending specialist to discuss the lending options that may be available to you.
Contact a Lending Specialist
Purchase Equipment
An equipment loan from Locality Bank can help you acquire essential machinery or technology—letting you invest in growth, improve efficiency, and boost productivity. Contact a Locality Bank lending specialist to discuss the lending options that may be available to you.
Contact a Lending Specialist
Fund a Renovation
Oftentimes, a building needs renovations to suit your business needs. An owner-occupied commercial real estate loan from Locality Bank considers the increased value of your property after renovations, allowing you to borrow based on its future potential. Contact a Locality Bank lending specialist to discuss the lending options that may be available to you.
Contact a Lending Specialist
Buy Real Estate
Tired of renting office space? An owner-occupied commercial real estate loan from Locality Bank can help finance the purchase of a building for your business. Through Locality's SBA program, you can purchase real estate with as little as 10% equity. Contact a Locality Bank lending specialist to discuss the real estate lending options that may be available to you.
Contact a Lending Specialist Explore Investment Real Estate Loans
Construct a Building
Looking to develop a building for your business? An owner-occupied construction loan can help finance ground-up construction or major building renovations. Contact a Locality Bank lending specialist to discuss the real estate lending options that may be available to you.
Contact a Lending SpecialistSupport for Business Growth
Locality Bank is your partner in community and success, providing customized lending options and financial expertise to help your business thrive.
Commercial Lines of Credit
Optimize your business success with a line of credit you can tap into whenever you need it.
Term/Equipment Loans
Invest in your business—purchase essential machinery or technology and spread the cost over time.
Real Estate Loans
Purchase or renovate a property, or develop your own building with real estate lending options designed to meet your needs.
SBA Loans
Enjoy flexible financing options for any need, from everyday operations to major growth initiatives.
Trusted Expertise in Your Industry
From blueprints to boatyards, our banking experts are laser-focused on delivering help, hope, and industry expertise to local business owners.
- Aviation MRO
- Homeowners Associations
- Commercial Real Estate
- Hospitality & Tourism
- Construction
- Legal Services
- Engineering & Architecture
- Manufacturing & Distribution
- Financial Services
- Maritime
- Healthcare
- Staffing & Recruitment
Don’t see your industry listed?
Locality serves many industries – contact us to see how we can help your business grow.
Contact UsSBA Lending Designed for You
At Locality, we understand the unique challenges faced by local businesses. Let us help you expand your business with a loan guaranteed by the Small Business Administration (SBA).
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Benefits for your company
Speed
Quick onboarding and constant communication—so you can get back to business faster.
Service
Local decision-making and high-touch interactions that define our client experience.
Certainty of Execution
Count on us to get your loan done—and never leave you hanging.
Explore Helpful Resources.
We’ve made it easier than ever to sharpen your financial knowledge, strengthen your financial footing, and focus on your financial future.
It's time to grow your business.
Locality empowers local businesses to maximize their potential. If that's you, inquire about a loan today!
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